Dental

Dental insurance gives you a reason to smile – it’s affordable and covers preventive care as well as fillings, bridges, crowns and other dental services.

Choice of Two Plans

MetLife Copay Plan

The Copay Plan is a PPO dental plan that offers the convenience of a fixed copayment schedule for utilizing the plan’s contracted providers and facilities. Some features include:

  • No Primary Care Dentist necessary
  • No deductibles In-Network
  • $1,200 per person per plan year maximum ($600 out-of-network)
  • In-network providers include MIHS dental clinics
  • Orthodontic benefits for children and adults
    • 50% coinsurance
    • $500 lifetime maximum (in- / out-of-network)

MetLife PPO Plan

The MetLife PPO plan gives the freedom to choose any dentist. There are considerable cost savings when using a dentist who is in the MetLife Network. Some features include:

 

  • No Primary Care Dentist necessary
  • In- and Out-of-Network benefits
  • No deductible for preventive and diagnostic or Orthodontia services
  • $2,000 Per Person Per Plan Year Maximum
  • In-network providers include MIHS dental clinics
MetLife – Copay PlanMetLife – PPO Plan
In-NetworkOut-of-NetworkIn-NetworkOut-of-Network
Plan Year Deductible
EmployeeNone$100$50 per person
FamilyNone$300$100 per family unit
Plan Year Maximum (per plan year)$1,200 per person$600 per person$2,000 per person
Covered Services
Office Visit$5 CopayNoneNone
Routine Cleaning or Preventive100% after $10 Copay70% of PDP Fee100%80% of PDP Fee
BasicCopay based on dental schedule40% of PDP Fee80% after deductible60% of PDP Fee
MajorCopay based on dental schedule20% of PDP Fee50% after deductible50% of PDP Fee
Orthodontia / Specialty Services50% of PDP Fee50% of PDP Fee50%50% of PDP Fee
Endodontics (root services) performed by General DentistCopay based on dental schedule20% of PDP Fee80% after deductible60% of PDP Fee
Periodontics (gum services) performed by General DentistCopay based on dental schedule20% of PDP Fee80% after deductible60% of PDP Fee
Orthodontia Lifetime Max (per person)$500 per person $3,000 per person

The MetLife Benefits Portal

Find a MetLife Dental Provider

For a complete list of eligible MetLife Dental Providers, login to your MetLife Benefits Portal.

Print Your Personal ID Card

Access your ID card and so musch more. Just visit the MetLife Benefits Portal, enter the Company Name: MIHS, and login.